BusRun your whole business.
Free — and nobody's business but yours.
Invoices, expenses, mileage, 1099 & W-2 tax prep, scheduling and bookkeeping — in one calm, fast app. On your phone it stays on-device. On the web it lives in a private cloud only you can read.
The tools that usually cost $30+/month. Yours, free.
Stop stitching together five subscriptions. Businessily covers the whole job of running a one-person (or small-team) business — without the QuickBooks overwhelm.
Invoicing & payments
Professional invoices with line items, tax, multi-currency and PDF export. Optional card payments via your own Stripe — money goes straight to you.
Smart expense capture
Import a statement (CSV/OFX/QFX) and it auto-detects income vs. expense and suggests a category — reviewed and edited on your device. No bank login required.
Mileage tracking
Year-aware IRS rates, recurring trips, commute exclusion and IRS-ready CSV/PDF export. Auto-tracking on iPhone, fully on-device.
1099 & W-2 tax prep
Schedule C mapping, quarterly estimates, home-office & S-corp helpers, contractor 1099-NEC and W-2/payroll — built for the year-end scramble.
Scheduling
Calendar, public booking links, recurring appointments and 2-way Google Calendar sync — with overlap/conflict detection.
Bookkeeping & reports
Plain-English P&L, balance sheet, reconciliation and a year-round "on track to owe" view — no accountant jargon, no double-entry headache.
Your numbers are nobody's business but yours.
Most "free" finance apps pay for themselves by mining your data. We don't. Privacy here isn't a policy we promise — it's the architecture we built.
By architecture, not policy — the cloud tier has no field for them. Only a masked last-4 is ever stored.
We deliberately skip Plaid-style aggregators. You import a statement file; we categorize it on your device.
iPhone, iPad and Mac keep everything on-device by default. Sync is opt-in, and you choose the backend.
Every record is locked to your account at the database level. No other account — or us — can read it.
On iPhone, iPad & Mac
- All your data stored on-device
- Works fully offline
- Optional encrypted iCloud sync — your Apple account, not ours
- Nothing sent to Businessily servers
On the web app
- Private cloud, isolated to your account (row-level security)
- Statement files parsed in your browser before anything syncs
- Never your full SSN / EIN
- No ads, no analytics resale, no data brokers
Free where it counts. Private where it matters.
A quick, honest look at how Businessily stacks up against the tools solopreneurs usually reach for.
| Businessily | QuickBooks | Wave | FreshBooks | |
|---|---|---|---|---|
| Core features free | ● Yes | ✕ Paid | ◐ Limited* | ✕ Paid |
| Works fully on-device | ● Apple | ✕ | ✕ | ✕ |
| No bank-login required | ● By design | ✕ | ✕ | ✕ |
| 1099 & W-2 tax prep | ● Yes | ◐ Add-on | ◐ | ◐ |
| Mileage tracking | ● Yes | ◐ | ✕ | ◐ |
| No ads / no data resale | ● Promise | ◐ | ◐ | ◐ |
| Monthly price | ● $0 | $35+ | $0–$16 | $19+ |
*Wave moved its fully-free model to freemium in 2024. Comparison reflects publicly listed plans and may change — see our full comparison.
"If it's free, am I the product?"
No. Here's the real reason Businessily is free — and how it stays that way.
On-device by default
Because the Apple apps run on your device, there's almost no server bill to pay. Low costs mean we don't need to charge you.
No ads, no data sale
We make zero money from your data. That's not a slogan — it's why "free + private" can be true at the same time.
Optional add-ons fund it
If we ever charge, it'll be for optional power features (like card processing) — never by locking the essentials or selling you out.
Independent and bootstrapped — not venture-funded, not advertiser-funded. Our incentives point the same direction as yours: keep your data private, keep the core free.
No setup wizard. No sales call.
Open the web app
Go to businessily.app and start instantly — as a guest, or with a magic link. No credit card, no download required.
Add your business
One question at a time. Drop in a client, an expense, or import a statement — it auto-categorizes as you go.
Stay tax-ready
Your P&L, quarterly estimates and 1099/W-2 prep update automatically. No year-end scramble.
Start on the web. Apps are coming.
The web app is live and free today. Native iPhone, iPad, Mac and Android apps are in the works — leave your email and we'll tell you the moment they land.
The things people ask first
Is Businessily really free?
Yes — the core app (invoicing, expenses, income, mileage, tax prep, scheduling and bookkeeping) is free, with no credit card and no paywall on the essentials. We don't run ads or sell your data. More on pricing →
Where is my data stored?
On iPhone, iPad and Mac it stays fully on-device. On the web app it lives in a private, row-level-security-isolated cloud only your account can read. Full SSNs and tax IDs are never stored in the cloud. See the architecture →
Do you connect to my bank?
No. We deliberately don't use bank-login aggregators like Plaid. Instead you import a statement file (CSV/OFX/QFX) and we auto-categorize it on your device — your banking credentials never touch Businessily.
Will it stay free?
The essentials are designed to stay free. Because the Apple apps run on-device, our costs are low, and we don't monetize your data. If we ever charge, it'll be for optional power features — never by locking the core.
Which devices does it work on?
The web app works today in any browser. Native iPhone, iPad, Mac and Android apps are coming soon — get notified at launch.
Your business, handled. For free.
Open the web app and have your first invoice or expense logged in under a minute — privately, on every device.