Everything to run your business, in one calm place
Invoicing & payments, point of sale, payroll, taxes, time, inventory, jobs, scheduling, bookkeeping — and on-device AI on Apple. Free and private by default. No asterisks.
Get paid and track every dollar
Invoice, log spend, watch income add up — no spreadsheet, no bank login.
Invoicing
Send a clean invoice; optional card pay via your own Stripe lands in your bank, never ours.
Expenses
Import CSV / OFX / QFX, parsed and auto-categorized on-device. No Plaid, no bank login.
Income
Tag every payment to a client or project; totals stay current all year.
Recurring invoices & late fees
Repeat invoices on a schedule, split into installments, and add automatic late fees and reminders — multi-currency too.
Profit First & subscriptions
Auto-allocate income into Profit First buckets and spot recurring expenses and forgotten subscriptions.
Get paid the way your clients want
Add a pay link to any invoice. Money lands in your account, never ours — Businessily holds no funds and never stores your Stripe secret keys.
Card pay-links via your own Stripe
Connect your Stripe account (Stripe Connect) and let clients pay by card straight from the invoice.
Apple Pay, in the app
One-tap in-app Apple Pay on iPhone and iPad for instant invoice payment. Apple apps
PayPal, Venmo & Cash App Pay
Offer the wallets people already use — PayPal, Venmo and Cash App Pay (via Stripe) — alongside card.
Wise & bank transfer
Add clear Wise or bank-transfer instructions for clients who'd rather not use a card.
Tap to Pay on iPhone
Take contactless cards and wallets with just your iPhone — no extra hardware. coming · pending Apple entitlement
Yours, directly
Every method routes funds to your own accounts. We never become a middleman in your cash flow.
Ring up a sale in seconds
A full register for markets, pop-ups and the front counter — that keeps your books in step automatically.
Register & barcode scan
Scan products or tap to add, take multiple tenders, and print or text a receipt.
Refunds & open tabs
Hold a tab open across a session and issue refunds without leaving the register.
Inventory & tax built in
Each sale depletes stock and posts to income, with optional sales tax and tips along the way.
Pay your people, file the forms
Run payroll and produce the federal forms — with full SSNs kept off the cloud, encrypted on Apple devices.
Payroll runs
Manage employees, capture W-4s, and run payroll with the math handled for you.
W-2/W-3, 941 & 940
Generate W-2 and W-3, quarterly Form 941 and annual Form 940 as ready-to-file PDFs.
Contractor 1099 & W-9
Send a W-9 self-serve link, prep 1099-NEC PDFs, and file to the IRS via IRIS. e-file coming · pending IRS API
Track hours, bill them, manage the crew
From a live timer to a synced timesheet — turn worked time into paid invoices.
Timers & time → invoice
Run a live timer or log entries by hand, then drop billable hours straight onto an invoice.
Team members & roles
Add your crew, set roles, and let them clock in and out from their own device.
Geofenced clock-in
Arrive on site and clock in automatically; location is read on-device only. iPhone
Know your stock and your margins
Track what you carry and what each job actually earns.
Product catalog & stock
Keep a catalog with live stock levels and import it from CSV in one go.
Low-stock alerts
Set reorder points and get nudged before you run out mid-sale.
Job costing
Add materials (with markup) and subcontractor costs to a job, see real profitability, and invoice straight from it.
Win the work, keep the paperwork
From a sent proposal to a signed-off invoice — with every receipt filed and searchable.
Proposals with accept/decline
Send a proposal from a template; clients accept or decline by link, and you invoice from it.
Contract storage
Keep contracts on file with a clear status so you always know what's signed.
Receipt OCR & filing cabinet
Snap a receipt; on Apple it's read on-device and the amount and vendor fill in. Everything filed and full-text searchable. OCR on Apple · web hands off to your phone
An assistant that never sees the cloud
On iOS 26 and macOS 26, Businessily uses Apple's on-device Foundation Models. Your books power it, and nothing leaves your device to make it work — a real privacy difference, not a slogan.
Ask your books
Ask in plain language — "what did I spend on travel last quarter?" — and get an answer drawn only from your own data.
Draft invoice & proposal text
Turn a few notes into a polished invoice or proposal draft you can edit and send.
Smart expense categorizer
Learns how you categorize your own vendors and suggests the right Schedule C bucket as you go.
On-device AI runs only in the iPhone, iPad and Mac apps on iOS 26 / macOS 26. The web and Android apps don't include it — we won't route your books to a cloud model to fake the feature.
Tax prep that works year-round
US forms, math and helpers — with full SSNs & contractor TINs kept off the cloud entirely.
1099-NEC prep
Build Copy-B 1099-NEC PDFs and send a W-9 self-serve link to contractors. Only a masked last-4 is ever stored. e-file coming
S-corp optimizer
Compare reasonable salary vs. distribution to see the realistic self-employment-tax trade-off.
Schedule C mapping
Categorized expenses map straight onto Schedule C lines.
Quarterly estimates
See estimated quarterly tax due from your real numbers — no April surprise.
Home-office calculator
Run it both ways — the simplified $5/sq ft method or actual expenses — and keep the bigger, defensible deduction.
Tax & compliance calendar
Federal and state filing dates with an .ics feed so deadlines land in your own calendar.
Heads-up on honesty: the 2026 standard-deduction figure in the estimator is provisional until the IRS publishes final numbers, and Businessily organizes your records — it isn't tax advice.
Every business mile, IRS-ready
Capture trips the easy way; export a deduction log you can stand behind.
Year-aware IRS rate
Each trip valued at the correct IRS rate for its year.
On-device GPS auto-track
iPhone GPS auto-logs drives (coming soon); location never leaves your device.
IRS-ready export
Export the full log as clean CSV or PDF — dates, distances, purpose.
Book clients without the back-and-forth
Share a link, let people pick a time, stay in sync with your calendar.
Public booking links
One link to book an open slot — no five-email thread.
Recurring appointments
Set standing weekly or monthly sessions once; they repeat.
2-way Google & Outlook sync
Both calendars matched, overlaps flagged — Google and Outlook / Microsoft 365 both supported now.
Bookkeeping in plain English
The reports an accountant asks for, written so you can read them.
Plain-English P&L
Earned, spent, left over — in words, not rows of debits and credits.
Balance sheet
What your business owns and owes, at a glance.
Reconciliation
Match records to imported statements; catch anything missing or doubled.
Year-round tax-impact view
See how each entry nudges your estimated tax, as you log it.
Switch in minutes. Leave anytime.
Bring your books over from QuickBooks, Quicken, Xero, Wave and banks — and hand your accountant a clean pack. Available now in the web app.
Import from anywhere
IIF (QuickBooks), QIF (Quicken/GnuCash), QBO/OFX/QFX, CAMT.053 / ISO 20022, MT940, CSV/TXT and Excel — parsed on your device, with a review step before anything saves. No bank login required.
Accountant Pack & no lock-in
One tap builds a multi-tab Excel workbook + a print-ready PDF for your accountant. Export everything back to QuickBooks IIF, Quicken QIF, CSV or Excel — your data is always yours to take.
Private by design, on the devices you use
Web app live today; native apps on the way. Your data stays yours throughout.
Web app, live now
Any browser at businessily.app — no install. Private cloud, row-level security per account.
iPhone, iPad, Mac & Android
Native apps coming soon. On Apple: on-device, offline, opt-in iCloud sync.
Private by default
No ads, no data selling, no aggregators. Independent and bootstrapped — stated plainly.
Where to get Businessily · Full privacy and security details
A stack of subscriptions — or $0.
Invoicing, payments, POS, payroll, mileage, taxes, scheduling, inventory and books usually mean several subscriptions. Here they're one app, free — slide to see the difference.
Start running your business the calm way
All of it is free in the web app right now — no card, no ads, no catch.