Questions, answered plainly

Yes. The core features — invoicing, expenses, income tracking, mileage, 1099 and W-2 tax prep, scheduling and bookkeeping — are free. No credit card to sign up, no ads, and we never sell your data. See pricing for the full picture.

The essentials are designed to stay free. Businessily is independent and bootstrapped, and the on-device design keeps our server costs near zero. Optional paid power-features (like card processing) could help fund the project later, but the everyday tools you run your business on are meant to remain free.

There isn't a hidden one. We don't run ads, we don't sell or rent your data, and we don't require a credit card. The honest part: we're an early, bootstrapped company, so we're young — no large support team and no formal SOC 2 or ISO 27001 audits yet. We'd rather say that plainly. More on how we think about this on the security page.

US solopreneurs, freelancers, independent contractors and small teams who want simple, private business management — invoicing, expenses, mileage, scheduling and tax prep — without subscriptions or data harvesting. Browse the full feature list to see if it fits.

On Apple devices (iPhone, iPad, Mac — coming soon) your data is stored fully on-device with SwiftData and works offline; sync is opt-in via your own iCloud or an optional cross-platform private cloud. In the web app, your data lives in a private PostgreSQL database (Supabase) protected by row-level security, so only your authenticated account can read your rows. Nothing leaves your Apple device unless you turn on cross-platform sync.

No. We do not sell, rent or trade your data, and there are no ads anywhere in Businessily. The product is funded by being lean and independent, not by monetizing you.

No. We don't use bank-login aggregators like Plaid, and your banking credentials never touch Businessily. Instead you import a statement file (CSV, OFX or QFX) that is parsed and auto-categorized locally — in your browser or on your device — before anything is saved.

Full Social Security Numbers and EINs are never stored in the cloud. Only a masked last-4 is kept, and this is enforced by the database schema itself — there is no column for the full value. It's architecture, not just a policy promise.

Yes — it's your data. You can export records such as mileage logs and tax reports as IRS-ready CSV and PDF, and you can delete your data and your account whenever you want. We don't lock you in. See our privacy policy for details.

In the web app, your data is encrypted in transit over HTTPS/TLS and at rest by the cloud provider, with row-level security limiting access to your account. On Apple devices, iCloud sync is encrypted by Apple. To be honest: the web tier is not end-to-end-encrypted "zero-knowledge" — the cloud can technically process your non-secret business records (clients, invoices, income, expenses, appointments, masked tax-id last-4) to sync them. It cannot see full tax IDs, which are never stored, and row-level security stops anyone else from reading your rows. We explain the full threat model on the security page.

Yes. You can create and send invoices, and optionally accept card payments through your own Stripe account via Stripe Connect. Money goes directly to you — Businessily never holds your funds and never stores your Stripe secret keys.

Yes. Businessily helps you organize the records behind 1099 and W-2 tax preparation, along with income, expenses and mileage, so your numbers are ready at tax time.

Mileage uses year-aware IRS standard rates and produces IRS-ready CSV and PDF exports. On iPhone there's optional on-device GPS auto-tracking, so trips can be logged automatically without sending your location anywhere.

No. Businessily organizes your books and tax records and makes them export-ready, but it is not tax, legal or accounting advice and it doesn't replace a qualified professional. For your specific situation, please talk to an accountant or tax advisor.